Debra Lawrence Prudential First Properties

NEW FHA DOWNPAYMENT STARTING JANUARY 1ST 2009 AND YES....IT WENT UP!!!!

Debra Lawrence — Fri, 10 Oct 2008 19:33:00 GMT

FOR THOSE OF YOU STITTING ON THE FENCE....NOW THERE IS SOMETHING ELSE TO CONSIDER!!! FOR YEARS THE BEST MORTGAGE PROGRAM WITH THE LEAST DOWN PAYMENT REQUIRED HAS BEEN FHA. SOME FOLKS GET NERVOUS ABOUT DOING FHA LOANS BUT REALLY, THEY ARE QUITE EASY IF YOU KNOW WHAT THE IN'S AND OUT'S ARE. FHA IS A GOVERNMENT INSURED LOAN. THE GOVERNMENT DOES NOT INSURE THE LOAN FOR YOU "THE BUYER" IT INSURES THE BANK IN CASE YOU DEFAULT ON YOUR MORTGAGE. FHA WANTS TO MAKE SURE THAT WHEN YOU PURCHASE...(read more)

Are you nervous about the economy and home buying or selling???

Debra Lawrence — Mon, 22 Sep 2008 21:48:00 GMT

I remember many years ago...It was about mid 1980's when some of the banks failed in the midwest and left some very wealthy oil men broke! These were scary times and I believe the oil folks don't have to worry this time! ( LOL!! ) Then came 9/11 and if you recall the one thing Osama Bin Laden said was he wanted to bring down our economy. We were all very vigilant and kept going....behind the scenes, many aspects of our way of doing busines ie: mortgage guidelines were relaxed so more people...(read more)

"TO OPEN OR NOT TO OPEN......THAT IS THE QUESTION!!"

Debra Lawrence — Tue, 09 Sep 2008 23:39:00 GMT

When on a listing appointment, the Seller will eventually ask me about open houses. They will say something like " I spoke to another agent and they said open houses are a waste of time" or " I spoke to another agent and they said open houses don't work". This amazes me each and every time I hear this because what it tells me is that someone does not want to be working on a Sunday. The fact of the matter is this....open houses DO work and let me just tell you about a open...(read more)

Catching up with the Syracuse Market**Why hire a realtor if you don't take my advice??

Debra Lawrence — Tue, 26 Aug 2008 15:49:00 GMT

I had no idea how long it had been since my last posting!!! It has been a very, very busy Real Estate season and time just got away from me. I took most of August off (needed a break) but still sandwiched in my work when I needed to. The market is still busy but, this time of August does slow down due to "Back to School" and "The Great New York State Fair". Summer went fast and fall is fastly approaching. People that want to sell a home don't normally think Fall is a good...(read more)

A VERY BUSY SPRING MARKET

Debra Lawrence — Thu, 17 Apr 2008 11:41:00 GMT

THE REST OF THE COUNTRY WOULD NOT EVEN BELIEVE THAT THE HOUSING PROBLEMS THAT PLAGUES MOST LARGER CITIES...ESPECIALLY IN CALIFORNIA AND FLORIDA, IS NOT EVIDENT HERE IN SYRACUSE AND CENTRAL NEW YORK! WHILE CERTAINLY THERE ARE "POCKETS" OF AREAS AND PRICE RANGES WHERE SALES ARE NOT AS BRISK....I HAVE TO SAY THAT THIS SPRING MARKET HAS BEEN THE VERY BUSIEST I HAVE SEEN IN YEARS! WE ARE SEEING RECORD NUMBERS OF FOLKS ATTENDING OPEN HOUSES AND THESE HOMES ARE SELLING FROM OPEN HOUSES. I AM ALSO...(read more)

Please feel free to write and ask any real estate questions.....

Debra Lawrence — Mon, 03 Dec 2007 20:58:00 GMT

I will use this area to answer any real estate questions or concerns...if I don't know the answer I will research it and post it when I have found your answer. I look foward to hearing from you all!!